Insurance for site preparation contractors
Running a site prep contracting business is difficult. Insuring it shouldn't be. Call to get a quote for site preparation contractors' insurance in minutes.
Site prep is an essential first step. So is insurance.
You provide a critical first step for major projects. As site preparation contractors, you know exactly the right (and wrong) way to demolish, excavate, and prepare sites so the rest of the crew can work safely and efficiently.
You have worked very hard to achieve this level of expertise. But every site preparation project comes with its own scope, conditions, and challenges. Working across multiple sites under varying circumstances can present unique risks for a site preparation contractor’s business.
Have assets, like inventory or equipment, that can be stolen or damaged.
Risk customer injury or property damage due to your operations.
Accidents that could threaten your site prep business
Without site preparation contractors’ insurance, claims can take a considerable toll on the financial stability of your business. Here are just a few examples of accidents that could threaten your company:
Incomplete job: a client could claim that your excavating contractor team didn't complete the job as scoped. That could mean more work for the same amount of money, or even legal action and losses without proper coverage.
Equipment damage: if you have a project that requires multiple land clearing services and some of your equipment gets damaged while in transit, the repair or replacement costs could be steep if your policy doesn’t cover it.
Customer property damage: if you’re working as a concrete cutting contractor and a customer claims that you or your staff damaged another structural part of their property, you would pay for the damage out of pocket without site preparation contractors’ insurance.
Workplace injuries: as a demolition contractor, there is always the risk of a workplace injury to one of your employees working on site. You work hard to keep your crew safe. Your business deserves the same protection.
For example, just like when you order a meal at a fastfood restaurant, when you buy the meal deal, it's cheaper than if you buy your sandwich, drink, and fries individually.
Simplifies the insurance process and makes it easier for you to manage multiple coverages in one business owner’s policy.
It’s invaluable to have the peace of mind that you are properly protected through a range of coverages included in one business owner’s policy so you can focus on growing your business.
What kind of insurance does a site prep business need?
Site prep contractors work in various locations and conditions, and they transport expensive equipment from site to site. All that means risking damage to property or injury to employees. General liability (GL) and workers’ compensation (WC) policies are great starting points for insurance coverage for site prep contractors and land clearing services businesses to provide protection and peace of mind.
How to get site preparation contractors’ insurance
You aren’t in this alone. While many potential accidents could threaten your business, working with a trusted advisor who understands insurance for site preparation contractors can help protect your investments and allow you to focus on getting the job done right.
There is no one-size-fits-all solution for any business, which is why it’s important to discuss where and how you operate with a knowledgeable commercial insurance agent. Experienced agents know the unique risks of land clearing services and site preparation contractors and know how to get you the right coverage to protect your business.
By now you understand how important it is to be properly insured. What’s next?
Call (380) 225-5242 to connect with an experienced insurance agent who understands the nuances of your business and industry.
Why choose the Commercial Insurance Center for site preparation contractors’ insurance?
By now you understand how important it is for your business to be properly insured. What’s next? Get matched with an expert who understands the nuances of your business and industry and can get you the right coverage at the right price.
Call the Commercial Insurance Center now at (380) 225-5242 to connect with an agent who has experience providing insurance for land clearing services and site preparation contractors just like you.
By now you understand how important it is to be properly insured. What’s next?
Call (380) 225-5242 to connect with an experienced insurance agent who understands the nuances of your business and industry.