Convenience store insurance
Running a convenience store is difficult. Insuring it shouldn't be.
Call to get a quote for convenience store insurance in minutes.
Filling the everyday needs of your customers. And protecting your future.
You are your neighborhood’s go-to retail destination for immediate needs. You sell essential products they use in their everyday lives. You recognize their faces and greet them with a friendly smile.
But selling a varied inventory, working with on-site cash, and inviting customers into your store throughout the day can present unique risks that require the protection of convenience store insurance.
Have assets, like inventory or equipment, that can be stolen or damaged.
Risk customer injury or property damage due to your operations.
Accidents that could threaten your convenience store
Without proper convenience store insurance coverage, claims can take a considerable toll on the financial stability of your business. Here are just a few examples of accidents that could threaten your company:
Workplace injuries: an employee could experience a workplace injury due to a wet floor. If it happens on your property, it’s your responsibility, so convenience store insurance is a must.
Employee theft: there’s always a chance an employee could steal cash stored onsite, leaving you short without coverage.
Temporary closure: a pipe burst could force your store to close unexpectedly for a few weeks. That means potentially costly repairs, damage recovery, and downtime.
Property damage: your storefront window could be damaged by vandals. Without proper insurance, you would have to pay for a new window out of pocket.
For example, just like when you order a meal at a fastfood restaurant, when you buy the meal deal, it's cheaper than if you buy your sandwich, drink, and fries individually.
Simplifies the insurance process and makes it easier for you to manage multiple coverages in one business owner’s policy.
It’s invaluable to have the peace of mind that you are properly protected through a range of coverages included in one business owner’s policy so you can focus on growing your business.
What kind of convenience store insurance coverage does your business need?
Owning a convenience store means stocking and selling various inventory with several employees and customers on-site. General liability (GL) and workers’ compensation (WC) are great starting points to provide protection and peace of mind.
But businesses like yours require coverage beyond standard GL and WC policies to protect your investments, your inventory, and your personnel. Additional types of convenience store insurance could include:
How to get convenience store insurance
You have enough on your plate. Seek help from an insurance pro who understands the convenience store business. Knowledgeable agents can help protect your assets and operations, allowing you to focus on getting the job done right.
There is no one-size-fits-all solution for any retail business. That’s why it’s important to discuss where and how you operate with a knowledgeable commercial insurance agent who has experience in convenience store insurance and will get you the coverage you need.
By now you understand how important it is to be properly insured. What’s next?
Call (380) 225-5242 to connect with an experienced insurance agent who understands the nuances of your business and industry.
Why choose the Commercial Insurance Center for convenience store insurance?
By now you understand how important it is for your business to be properly insured. What’s next? Get matched with an expert who knows your industry and will take the time to understand the nuances of your specific business to get you the right coverage at the right price.
Call the Commercial Insurance Center now at (380) 225-5242 to connect with an agent who has experience providing convenience store insurance for retailers like you.
By now you understand how important it is to be properly insured. What’s next?
Call (380) 225-5242 to connect with an experienced insurance agent who understands the nuances of your business and industry.