HVAC contractor and plumbing insurance
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Every day is unique for plumbers and HVAC contractors. That means your risks are unique too.
We see you, plumbers and HVAC contractors. We know that many days are routine, helping happy customers get the amenities they need to live a comfortable life with simple installations and straightforward fixes. Then there are the days where it seems all you do is respond to emergency calls.
You are in and out of numerous locations, and you rush from one job to the next. There are days when all you see are stressed business operators and homeowners in dire need to get back to normal ASAP. You face unique risks, and the right plumbing insurance and/or HVAC contractor insurance will help protect your company and your future.
Accidents that could threaten your investments
Without proper plumbing insurance and/or HVAC contractor insurance, claims can take a considerable toll on the financial stability of your business. Here are just a few examples of accidents that could threaten your business:
Commercial vehicle accident: you could be involved in a traffic accident while responding to an emergency call for a customer's flooding kitchen.
Workplace injury: you could injure your back replacing an aging AC unit during a heat wave.
Theft: you could experience a robbery in your storage shop.
Damage to a customer’s property: you could accidentally damage a customer's basement steps during a furnace installation.
Missed revenue: you could lose a big bid on a commercial project due to inadequate insurance.
Commercial vehicle accident.
Workplace injury.
Theft.
Damage to a customer’s property.
What kind of plumbing insurance and/or HVAC contractor insurance do you need?
Because of the complex nature of your work, you are exposed to unique business risks that demand plumbing insurance and/or HVAC contractor insurance protection beyond standard general liability (GL) and workers' compensation (WC) policies.
Plumbers and HVAC contractors like you need a comprehensive plan that safeguards your business, your equipment, and your personnel, wherever you go. Additional types of plumbing insurance and HVAC business insurance coverage could include:
How to get plumbing insurance and/or HVAC contractor insurance
We’ve got your back. While many potential accidents could threaten the future of your business, working with a trusted advisor who understands the plumbing and HVAC contractor business can help you protect your company and allow you to focus on helping your customers live comfortably.
There is no one-size-fits-all solution for any plumbing or HVAC contractor business, which is why it’s important to talk with a knowledgeable commercial insurance agent. The agent will get to know your business, like where you operate, the types of projects you typically work on, and how many employees you have, for starters. You need to connect with someone who has experience with plumbing insurance and HVAC contractor insurance so you can get the coverage you need.
FAQs for
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You need workers’ compensation insurance if you own a business where you or your employees are at risk of even minor job-related illness or injury, like a back strain, slip, or fall. Workers’ compensation insurance protects both you and your employees from the financial ruin and stress that could result from a workplace incident or accident.
The cost for plumbing and HVAC contractor insurance will vary depending on your location, the number of employees, coverage needed, etc. Check out the coverage pages for sample costs for foundational insurance products like business owner's policy (BOP), commercial auto, commercial property, general liability (GL), and workers’ compensation (WC). And make sure you connect with a licensed insurance agent to discuss other specific coverages, like tools and equipment insurance, to protect your HVAC contractor and plumbing business.
Commercial auto coverage is for vehicles used for business purposes, including cars, trucks, and vans that are owned or leased by your business. If your business relies on transportation, you need commercial vehicle insurance, whether you have one car or a fleet of trucks. It’s best to speak to an insurance agent familiar with plumbing and HVAC insurance to get the commercial auto coverage you need.
Because you operate a unique business, the insurance you need is unique too. In other words, not all insurance plans for plumbers or HVAC contractors are the same. A trusted insurance agent will be able to guide you to the right solution that makes sense for your HVAC contractor or plumbing business and your budget.
Why choose the Commercial Insurance Center for HVAC or plumbing insurance?
By now you understand how important it is for your business to be properly insured. What’s next? Connect with an expert who will take the time to understand the nuances of your business and industry to get you the right coverage at the right price.
Call the Commercial Insurance Center now at (380) 225-5242 to connect with an agent who has experience providing business insurance for plumbers and HVAC contractors like you.
By now you understand how important it is for your business to be properly insured. What’s next? Connect with an expert who will take the time to understand the nuances of your business and industry to get you the right coverage at the right price.
Call the Commercial Insurance Center now at (380) 225-5242 to connect with an agent who has experience providing business insurance for plumbers and HVAC contractors like you.