Flooring contractors’ insurance
Running a flooring contractor business is difficult. Insuring it shouldn't be. Call to get a quote for insurance in minutes.
Creating strong foundations for your customers (and your business)
You create strong floors for working, playing, and living. Your business is an essential part of virtually every new construction and remodel project.
The variety of projects is what you love. But working on different job sites brings unique risks requiring flooring contractors’ insurance.
Accidents that could threaten your flooring contractor business
Without proper flooring contractors’ insurance, claims can take a considerable toll on the financial stability of your business. Here are just a few examples of accidents that could threaten your investments:
Customer property damage: if you’re hired to install a floor for an office remodel, and the customer finds damage to another structural part of their property, they could claim that you or your team caused it.
Workplace injuries: an employee could experience a workplace injury and file a workers’ compensation claim.
Harm from a product or service: if you cause damage to a home due to a faulty product or installation, the homeowner could hold your business liable.
Commercial vehicle accident: while working on a job site, you or your employees could inadvertently damage another subcontractor’s vehicle, creating a liability for your business.
Property damage: a storm could cause damage to your state-of-the-art equipment, making costly repairs or replacements necessary.
Workplace injury.
Harm from a product or service.
Commercial vehicle accident.
Property damage.
What kinds of insurance does a flooring contractor business need?
Being a flooring contractor means frequently shifting job sites and related risks of property damage or employee injury. General liability (GL) and workers’ compensation (WC) are great starting points for flooring contractors’ insurance coverage to provide protection and peace of mind.
But flooring contractors like you require coverage beyond standard GL and WC policies to protect your business, your equipment, and your personnel, wherever the job site is. Additional types of flooring contractors’ insurance coverage could include:
How to get flooring contractors’ insurance
You don’t have to navigate flooring contractors’ insurance alone. While many potential accidents could threaten your business, working with a trusted advisor who understands it can help protect your investments and allow you to focus on getting the job done right.
There is no one-size-fits-all solution for any business. That’s why it’s important to discuss where and how you operate with a knowledgeable agent who has experience in flooring contractors’ insurance and will get you the coverage you need.
FAQs for
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Have more questions?
Call now (380) 225-5242
Yes! The equipment you have invested in can be insured as well. It’s best to connect with a licensed agent who is familiar with the flooring contractor industry to make sure you get the right coverage to protect your investments so you don’t have to pay for damage or losses out-of-pocket.
The cost for flooring contractor insurance will vary depending on your location, the number of employees, coverage needed, etc. Check out the coverage pages for sample costs for foundational insurance products like business owner's policy (BOP), commercial auto, commercial property, general liability (GL), and workers’ compensation (WC). And make sure you connect with a licensed insurance agent to discuss other specific coverages, like tools and equipment insurance, to protect your flooring contractor business.
Many contractors will require proof of insurance for their subcontractors. It’s best to speak with an agent who is experienced in insurance for contractors to review any potential risks you might face, as well as review any contractual obligations.
Why choose the Commercial Insurance Center for flooring contractors’ insurance?
By now you understand how important it is for your business to be properly insured. What’s next? Get matched with an expert who will take the time to understand the nuances of your business and industry to get you the right coverage at the right price.
Call the Commercial Insurance Center now at (380) 225-5242 to connect with an agent who has experience providing flooring contractors’ insurance for small business owners just like you.
By now you understand how important it is for your business to be properly insured. What’s next? Get matched with an expert who will take the time to understand the nuances of your business and industry to get you the right coverage at the right price.
Call the Commercial Insurance Center now at (380) 225-5242 to connect with an agent who has experience providing flooring contractors’ insurance for small business owners just like you.