Running a painting business is difficult. Insuring it shouldn't be.
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You brighten spaces with color and give each job the attention to detail that it deserves. Whether it’s a new construction, a remodel, or a refresh, each project is a new opportunity. But with varied scopes of work on multiple sites come varied risks that are inherent in the painting process. That means you need painters’ insurance coverage to protect your business.
Without the right painters’ insurance, claims can take a considerable toll on the financial stability of your business. Here are just a few examples of accidents that could threaten your investments:
Property damage: an employee could damage a breezeway while transporting cumbersome equipment.
Workplace injuries: you could experience a fall from a scaffold.
Commercial vehicle accident: you could damage another car when pulling your truck into or out of a customer’s driveway.
Workplace injury.
Harm from a product or service.
Commercial vehicle accident.
Property damage.
Don’t waste time chasing the wrong coverage. While many potential accidents could threaten your painting business, working with a trusted advisor who understands painting insurance can help protect your investments and allow you to focus on getting the job done right.
There is no one-size-fits-all solution for any painting business, which is why it’s important to discuss where and how you operate with a knowledgeable commercial insurance agent who has experience in painters’ insurance and will get you the coverage you need.
Have more questions?
Call now (380) 225-5242
Yes, it’s a good idea for even those who occasionally work as a painter to have insurance. Accidents can happen at any time to anyone and you will want to be protected against out-of-pocket expenses.
Because you operate a unique business, the insurance you need is unique too. A trusted insurance agent will be able to guide you to the right solution that makes sense for your painting business and your budget.
Many contractors will require proof of insurance for their subcontractors. It’s best to speak with an agent who is experienced in insurance for painters to review any potential risks you might face as well as review any contractual obligations.
The cost for painters’ insurance will vary depending on your location, the number of employees, coverage needed, etc. Check out the coverage pages for sample costs for foundational insurance products like business owner's policy (BOP), commercial auto, commercial property, general liability (GL), and workers’ compensation (WC). And make sure you connect with a licensed insurance agent to discuss other specific coverages to protect your painting business.
By now you understand how important it is for your business to be properly insured. What’s next? Get matched with an expert who will take the time to understand the nuances of your business and industry to get you the right coverage at the right price.
Call the Commercial Insurance Center now at (380) 225-5242 to connect with an agent who has experience providing coverage for painters just like you.
By now you understand how important it is for your business to be properly insured. What’s next? Get matched with an expert who will take the time to understand the nuances of your business and industry to get you the right coverage at the right price.
Call the Commercial Insurance Center now at (380) 225-5242 to connect with an agent who has experience providing coverage for painters just like you.