Carpenters’ insurance

Running a carpentry business is difficult. Insuring it shouldn't be. Call to get a quote for carpenters’ insurance in minutes.

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The triumphs (and potential exposures) of carpenters

There is nothing like the satisfaction of a job well done. You know this feeling. You love that it takes hard work and dedication to make a quality product.

Whether it’s a simple repair in a rental home, detailed craftsmanship in a show piece, or office renovations for a high growth company, carpenters like you take great pride in what they accomplish every day. But mistakes happen. Sometimes, those mistakes can be costly and threaten your business. Carpenter’s insurance can help protect your carpentry business and your dreams.

Accidents that could threaten your investments

Without proper carpenters’ insurance, claims can take a considerable toll on the financial viability of your business. Here are just a few examples of accidents that could threaten your investments:

  • Workplace injury: an employee could slip off a ladder and injure himself during renovation of a historic home.

  • Harm from a product or service: a homeowner could fall due to a stair railing you installed but did not secure properly.

  • Commercial vehicle accident: your truck could cause damage to a security gate while backing into a client's parking lot.

  • Property damage: a storm could cause damage to state-of-the-art equipment you have invested in.

  • Workplace injury.

  • Harm from a product or service.

  • Commercial vehicle accident.

  • Property damage.

Carpenters insurance

What kind of carpenters’ insurance do you need?

General liability (GL) and workers’ compensation (WC) are great starting points for carpenters’ insurance coverage and will provide protection and peace of mind.

Because you do physical labor in varying locations, you are exposed to unique business risks that demand carpenters’ insurance protection beyond standard GL and WC policies. Carpenters like you need a comprehensive plan that safeguards your investments, your equipment, and your personnel, wherever you go. Additional types of carpenters’ insurance coverage could include:

Carpenter’s liability.
Tools and equipment insurance.
Other specific coverages to protect your carpentry business.

How to get
carpenters’
insurance

We are in it together. While many potential accidents could threaten the stability of your carpentry business, working with a trusted advisor who understands carpenters’ insurance can help protect your investments and allow you to focus on getting the job done right.

There is no one-size-fits-all solution for any carpenter’s business, which is why it’s important to discuss where and how you operate with a knowledgeable commercial insurance agent who has experience in carpenters’ insurance and will get you the coverage you need.

Your business is worth protecting

To connect with an agent experienced in carpenters’ insurance, call the CIC.

FAQs for
carpenters’
insurance

Have more questions?
Call now (380) 225-5242

Are my insurance needs different depending on the different carpentry services I provide?

Because you operate a unique business, the insurance you need is unique too. A trusted insurance agent will be able to guide you to the right solution that makes sense for your carpenter business and your budget.

How much does insurance cost for a carpenter’s business?

The cost for carpenters’ insurance will vary depending on your location, the number of employees, coverage needed, etc. Check out the coverage pages for sample costs for foundational insurance products like business owner's policy (BOP), commercial auto, commercial property, general liability (GL), and workers’ compensation (WC). And make sure you connect with a licensed insurance agent to discuss other specific coverages, like tools and equipment insurance, to protect your carpenter’s business.

I use my personal truck for my carpenter’s business. Do I need commercial auto?

Commercial auto coverage is for vehicles used for business purposes, including cars, trucks, and vans that are owned or leased by your business. If your business relies on transportation, you need commercial vehicle insurance, whether you have one car or a fleet of trucks. It’s best to speak to an insurance agent familiar with carpenters to get the commercial auto coverage you need. 

Why choose the Commercial Insurance Center for carpenters’ insurance?

By now you understand how important it is for your business to be properly insured. What’s next? Get matched with an expert who will take the time to understand the nuances of your business and industry to get you the right coverage at the right price.

Call the Commercial Insurance Center now at (380) 225-5242 to connect with an agent who has experience providing business insurance for carpenters like you.

By now you understand how important it is for your business to be properly insured. What’s next? Get matched with an expert who will take the time to understand the nuances of your business and industry to get you the right coverage at the right price.

Call the Commercial Insurance Center now at (380) 225-5242 to connect with an agent who has experience providing business insurance for carpenters like you.

CALL NOW (380) 225-5242CALL NOW (380) 225-5242